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What is a Personal Loan?

A personal loan is an unsecured installment loan with a fixed interest rate that is repaid in equal monthly payments. A personal loan allows you to simplify your finances. 


A personal loan is money borrowed from a lender that can be used for nearly any purpose, including paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or vacation. Loans can be obtained from online lenders, local banks and credit unions and the funds are provided in a lump sum. Once you receive the cash, you must make payments until the debt has been fully repaid.

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